Retail & Shop Industry Insurance

Retail turnover in Australia represents a huge part of the nation’s economy as a whole.

Australia’s retail industry exhibits great diversity by size of business, region, retail format, competition within sectors and in the nature of goods sold. Regardless of the niche you operate in, when you own a retail establishment, you put a lot of time into your business. It’s important that you protect it properly with expert advice.

We understand the role of the retailer is varied and exhaustive. From servicing customers and supervising staff, to acquiring the appropriate licences and sourcing stock, it’s important that your insurance is just as broad.

Whether you own a large fashion boutique, a high-street bakery, or run a family owned toyshop, retailers are susceptible to a wide variety of risks and should have appropriate insurance policies in place before opening their doors to the public. We are able to arrange insurance policies that cover important exposures such as property loss or damage, third party liability, loss of profits, goods in transit, tax audit and burglary.

We know your store is unique and we will work closely with you to identify the particular risks associated with your business, to source suitable cover at a competitive price.

As an Authorised Representative of PSC Connect, we are part of PSC Insurance Group, a publicly listed insurance intermediary business. PSC Insurance Group has a proven track record protecting the business and personal assets of small to medium enterprises in Australia, New Zealand and the UK.

That means we’ve got more to offer you and help you negotiate your way through your insurance. Whether that’s just working with you to understand your business and the range of risks that are unique to your business, through to using our considerable buying power to negotiate with insurers on your behalf.

No matter what type of retailer you are, your business should be protected for:

  • Public and Products Liability
  • Fire and Other Damage
  • Business Interruption
  • Burglary
  • Tax Audit
  • Glass
  • Personal Accident and Illness
  • Goods in Transit
  • Money
  • Equipment Breakdown
  • Fraud and Dishonesty
  • General Property