Restaurant Insurance

Australia’s Restaurant Industry is one of the most significant drivers of the nation’s economy.

Creating employment opportunities, consuming locally supplied goods and providing a meeting place and for tourists and the local community, the Restaurant sector allows many Australian communities to thrive. Such great responsibility should be backed up with a comprehensive insurance policy.

From the kitchen to the dining table, the challenges of running a Food and Beverage business are unique. And so are the risks. In the commotion of a busy kitchen and restaurant environment, potential for something to go wrong is great, from kitchen fires, to food poisoning and everything in between. When life serves up the unexpected, you require insurance that can address your
specialised needs and protect the business, staff and customers.

We understand the unique risks and challenges of operating within the Restaurant sector. Whether you run a small country cafe or a cosmopolitan restaurant, we know your business is unique and will work closely with you to identify the particular risks associated with your business, to source suitable cover at a competitive price.

As an Authorised Representative of PSC Connect, we are part of PSC Insurance Group, a publicly listed insurance intermediary business. PSC Insurance Group has a proven
track record protecting the business and personal assets of small to medium enterprises in Australia, New Zealand and the UK.

That means we’ve got more to offer you and help you negotiate your way through your insurance. Whether that’s just working with you to understand your business and the range of risks that are unique to your business, throughtt to using our considerable buying power to negotiate with insurers on your behalf.

While restaurants, cafes and fine dining establishments are often collated under the same umbrella, we recognise that each have different risks and needs. We will work with you and your insurers to find a solution to meet your specific insurance requirements.

Restaurant Insurance solutions include:

  • Public Liability
  • Products Liability
  • Management Liability
  • Property including cover for building, contents, plant, machinery and stock
  • Business Interruption including tailored wordings based on gross revenue
  • Burglary/Theft
  • Money, Theft and Glass
  • Fidelity Insurance for theft by staff
  • Machinery Breakdown
  • Spoilage of Stock
  • Electronic Equipment
  • Workers Compensation.